Mewborn Team Real Estate Consultants: CoastalLuxurySanDiego.com

March 4th, 2010

5 Home Buyer Mistakes That Could Cost You a Bundle – Day 5

Categories: Buyers

Expect that you will get everything on your “wish list”
One of the biggest mistakes people make is expecting that homes will have everything that they have envisioned.  You may luck out and find that one “perfect home.”  But more often than not, you will find a few homes that are not quite perfect, but fit 90% of your criteria.  Before you start searching for homes, sit down with your agent and and creating a list of needs and a list of wants. Some common “must haves”  are the towns you’d want to live in, square footage, or school systems.

The second part of the list would be things you don’t necessarily need but want – a garage, an updated kitchen, or an extra room for an office. By setting the expectation that there probably is no such thing as the perfect house, you will recognize that house that gives you everything you need, and most of what you want, all within your budget.

If you have any questions, please contact The Mewborn Team.  We are always happy to help you refine your criteria or steer you in the right direction.

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Posted by Mike and Amy Mewborn// Please leave a comment.

February 20th, 2010

5 Home Buyer Mistakes That Could Cost You a Bundle – 5 Day Series

Categories: Buyers

We’ve all heard the stories – you’re so excited to buy your dream home.  You sign the documents, you get the keys, and then you find out about the pitfalls of your new home. You’ll never catch everything about your new home – the good points, or the bad, but there are things you can do to be prepared for your home ownership.

This week will be a series of five things you can do to be prepared to buy your first home.

Check your credit report and score
You’ve spent hours online looking for the perfect house.  You’re ready to get out and walk through an open house.  But before you set aside time to start touring homes, get your credit report – a full one that includes your score.  You can access your credit report once every 12 months at www.annualcreditreport.com.  But even if you have to pay for a credit report, that $10 could save you thousands of dollars over the course of your mortgage.  In 2010, you need a credit score of over 700 to qualify for the best mortgage rates.  By reviewing your credit report a few months ahead of time, you can correct any mistakes, increase your score, and reduce your mortgage payments!

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Posted by Mike and Amy Mewborn// Please leave a comment.

Mike DRE 01711050
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