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Archive for the 'Home Loans' Category

July 15th, 2009

Carlsbad FAQ – Five CRUCIAL Things to Know About The First Time Buyer Credit!

Categories: Buyers, Home Loans, Interest Rates, Real Estate FAQ, Relocation

  1. The federal tax credit is 10% of the home’s purchase price (up to a maximum of $8,000).  La Costa Carlsbad Oceanside First Time Buyer Credit

  2. First Time homebuyers purchasing any type of home as a primary residence between January 1, 2009 and December 31, 2009 are eligible for the credit. 
  3. This credit differs from the July 2008 tax credit because the 2008 credit was essentially an interest free loan.  This credit does not have to be repaid. Read the rest of this entry »

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June 28th, 2009

The Most Important Thing to Do Before You Look For a New House

Categories: Buyers, Home Loans, Interest Rates, Relocation

La Costa Oaks Homes For SaleEach La Costa and Carlsbad buyer is unique! Your income and your debts will typically play the biggest roles in determining your price range.

Combine your unique factors and current San Diego interest rates, and a lender will be able to get you pre-qualified so you know what you can afford before you ever start looking. Read the rest of this entry »

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June 11th, 2009

Carlsbad, CA – Mortgage Rates Highest in 7 Months

Categories: Buyers, Home Loans, Interest Rates, Market Trends

Carlsbad Real Estate - Carlsbad Interest Rates - Carlsbad MortgagesThroughout Carlsbad and San Diego, California, rates for 30-year home loans jumped to the highest level in seven months this week, leading to a slowdown in refinancing activity, Freddie Mac said today.

Read the rest of this entry »

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Mike DRE 01711050
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