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March 9th, 2010
New Federal Program That Pays Homeowners To Short-Sell
Carlsbad, CA - In an interesting turn of events, the federal government is instituting a program designed to encourage short sales. In this program, expected to start in April, the government will provide $1,000 to the first lender, $1,000 to the second lender, and $1,500 in relocation assistance to the homeowner to encourage a short sale.
Is it enough to really encourage the banks to be more cooperative in a short sale environment? Probably not. Will it encourage more homeowners to attempt to short sell their house versus a foreclosure – maybe. Read the rest of this entry »
February 3rd, 2010
You May Still OWE on Your Foreclosed Home, Even Though You Don’t OWN It Anymore
Carlsbad, CA - Are you considering a foreclosure as a way to eliminate that payment?
In today’s real estate market, more and more people are looking foreclosure out of both necessity and financial strategy. If you give back your house, they can’t still hold you accountable for the loan, can they?
Although California is a non-recourse state that typically says no – more and more banks are finding themselves successful in recouping losses from borrowers who refinanced their homes and used the funds for things other than improving the home itself!
In addition to the more severe credit penalties, a debt on a house you don’t even own anymore is really making foreclosures less desirable. If you can not afford to make the payment on your home, you really may want to talk to a real estate professional about the possibility of a short sale instead. In a short sale, you actually sign documents with the lender, releasing yourself from the obligation of the loan. If you have any questions at all about your possibilities of a foreclosure or short sale, please contact The Mewborn Team. We would be happy to schedule a no obligation marketing consultation.
January 28th, 2010
New Healthy Produce Alternative in Carlsbad
Carlsbad, CA - One of our friends asked the other day if we had seen the movie Food Inc. Although we haven’t, I know that Oprah had on her show yesterday talking about our food supply and how unhealthy it has become due to pesticides, hormones, and just over processing. More and more people around me are trying to be more healthy and eat more “organic and clean.”
I was super excited yesterday to get an email from Lululemon Carlsbad saying that they have partnered with Garden of Eden Community Supported Agriculture to become a drop off of organic and locally grown produce. In order to participate, you must go to the Garden of Eden website and choose your “pledge level.” This is the amount of produce you will receive each week. You can order a box big enough for one to a box big enough for a family of 4-5. Then every Wednesday from 4 – 6 pm, your box is available for pick up from Lululemon Carlsbad Forum. A box of produce for a family of 4-5 is only$164/mo (or $41/week)! I EASILY spend that in a grocery store – without buying that much! Read the rest of this entry »
January 18th, 2010
One of My Favorite Times of Year – San Diego Restaurant Week – NOW!
Yesterday – Sunday, January 17th, San Diego Restaurant Week returned to fabulous restaurants around San Diego County. The event will run from Sunday, January 17th through Friday, January 22nd.
Whether you are looking to dine in Coronado at Peohe’s, 1500 Ocean at the Hotel Del, or Coronado Boathouse 1887, George’s at the Cove or the Marine Room in La Jolla, or maybe Jake’s or Pacifica in Del Mar, the Chart House in Solana Beach, or Blue Fire Grill in La Costa, there are options for everyone!
Now, in its fifth year, San Diego Restaurant Week is an absolute hit. This was started in 2004 to bring patrons to restaurants for a week after the summer boom, when kids are back in school, and business is typically down. Popular, exclusive restaurants started offering three course prix fixe menus consisting of an appetizer, a main course, and dessert for either $20, $30, or $40.
If you look at many of the restaurants’ menus, you will find that many of them are offering the entire three course meal for less than just the main course on a typical night. For those of you who know me and Mike, you know, we love to do nice things on a budget. I guess it is that financial advisor in me! So, we look forward to San Diego Restaurant Week each year. We always use it as an opportunity to visit some old favorites – or take a new culinary adventure!
This year, due to the lagging economy, the restaurants added a second San Diego Restaurant Week. According the San Diego Restaurant Week published reports, the January 2009 week was the most successful ever – with over 180 participating restaurants and a 22% increase in diners over the 2008 event!
At the San Diego Restaurant Week’s website, you will find a comprehensive list of participating restaurants that can be sorted by price, type of cuisine, or location. Have fun and happy dining!
If you have anything you would like to see covered in our blog, please let us know. We are always here to answer questions and meet your San Diego real estate needs.
January 15th, 2010
My Two Favorite Things… All In One Place – Sunday, January 17
For those of you who know me (Amy) well… you may know that two of my favorite new things in the world right now are Lululemon and Pure Barre La Costa. Although both have been around for a while – I found Lululemon a year or two ago when they opened a shop in the Carlsbad Forum Shops. Fortunately Mike is pretty understanding, because I swear I came home with a new top and pair of pants at least once a week for the first couple of months! Read the rest of this entry »
January 12th, 2010
Carlsbad Large Item Trash Pickup
The City of Carlsbad is offering free, curbside pick up of large and bulky items too big for regular trash pick up. Residents who want to take advantage of this service must make a reservation Jan. 11 to 18. To make a pick up reservation, call Waste Management, the city’s trash contractor, at 760-929-9400, during the registration period. Items will be picked up Saturday, Jan. 30.
Some of the eligible items include:
- AC units
- Barbecues (no propane)
- Basketball hoops
- Furniture
- Doors
- Mattresses
- Toilets
- Large appliances
- Water heaters
- File cabinets
For a list of items that qualify for the program and what is not allowed, visit the city’s Web site, www.carlsbadca.gov, under City Services/Environmental Programs.
Residents are limited to two items per pick up day. The city offers five “bulky item pick up” days a year.
Computers and televisions are not eligible for pick up. Electronic items must be discarded at a qualified household hazardous waste facility. Carlsbad residents can take their electronic waste to 2880 Industry St. in Oceanside, 760-929-9400, or 1145 East Taylor St. in Vista, 800-444-4244. Please call ahead for hours of operation.
The city recommends residents consider donating useable goods to charity or allowing others in the community to use them. Waste Management is a partner with Freecycle, an online network where members give away and receive items for free in their own communities.
January 7th, 2010
CARLSBAD H1N1 VACCINATION EVENT
According to Wilma Wooten, M.D., M.P.H, San Diego County Public Health Officer, the H1N1 vaccine is now available to everyone, regardless of age. She states that, “immunization of the community is a shared responsibility, we encourage everyone to do their part in protecting their communities, families and themselves against H1N1.”
Currently, there are approximately 41,000 H1N1 doses available for the general public at the following five clinic sites located throughout San Diego County.
In order to keep up with the demand, the San Diego County Health and Human Services Agency has announced a series of five H1N1 mass vaccination events for San Diego County residents, beginning with a clinic this Friday at Qualcomm Stadium.
The Carlsbad date and location is:
Saturday, Jan. 16
10 a.m. – 2 p.m.
Westfield Plaza Camino Real
2525 El Camino Real, Carlsbad, 92008
For more information, please visit the City of Carlsbad website.
Mike & Amy Mewborn Real Estate Specialists
Mike: 858.205.2000
Amy:760.213.6653
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Recent Posts
- New Federal Program That Pays Homeowners To Short-Sell
- 5 Home Buyer Mistakes That Could Cost You a Bundle – Day 5
- 5 Home Buyer Mistakes That Could Cost You a Bundle – Day 4
- 5 Home Buyer Mistakes That Could Cost You a Bundle – Day 3
- 5 Home Buyer Mistakes That Could Cost You a Bundle – Day 2
- 5 Home Buyer Mistakes That Could Cost You a Bundle – 5 Day Series
- You May Still OWE on Your Foreclosed Home, Even Though You Don’t OWN It Anymore
- New Healthy Produce Alternative in Carlsbad
- Nationwide Home Prices Rise for Sixth Straight Month
- One of My Favorite Times of Year – San Diego Restaurant Week – NOW!
- My Two Favorite Things… All In One Place – Sunday, January 17
- Burglaries & Advice From The Carlsbad Police Department
- Carlsbad Large Item Trash Pickup
- CARLSBAD H1N1 VACCINATION EVENT
- More New Construction in Carlsbad, CA
