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Archive for July, 2009
July 31st, 2009
La Costa Oaks Homes – Home Safety Alert
La Costa Oaks, La Costa Ridge, La Costa Greens – Carlsbad, CA – For those who have not heard, please do not leave your La Costa home unlocked and unattended.
We have heard of AT LEAST four instances of break ins in La Costa Oaks within the past month. Two have been break ins to cars at approximately 4 am in the morning. Two have been home burglaries in the middle of the day! Read the rest of this entry »
July 30th, 2009
Carlsbad Real Estate News – Welcome Whichwich to Carlsbad Forum Shops
Welcome Whichwich to the Carlsbad Forum Shops! The sandwich franchise opened in the La Costa Valley next door to the Panera Bread. Whichwich’s space was previously occupied by Carlsbad Chuao Chocolatier, which closed a few months ago. Read the rest of this entry »
July 29th, 2009
Carlsbad and Vista News- Try Your New Target
Carlsbad, CA – A new Target came to town Carlsbad – Vista, Sunday, July 26th. It is one of those new Targets that is not quite a Super Target, but not your typical run of the mill target either. The Carlsbad - Vista Target is larger than your typical Target, it carries more grocery products – including tons of the Target marketed brand – Archer Farms. Read the rest of this entry »
July 28th, 2009
Carlsbad Snores and Smores Family Campout – August 15th and 16th
Carlsbad, CA – 
La Costa and Carlsbad parents, pack up your family for a campout in your own back yard – almost! August 15th and 16th at Aviara Community Park, the City of Carlsbad will sponsor an overnight campout, complete with a cook out, smores, and a family movie. Carlsbad is such a wonderful city with amazing family events! For more information, call 760-602-7519 or go to www.carlsbadconnect.org.
July 27th, 2009
Two Tips for Carlsbad Parents Buying Homes for Children
Carlsbad, CA – With Carlsbad and La Costa home prices low, now many parents are thinking of buying their children a home or investment property. If you are considering this type of gift, please be mindful of the tax consequences.
1. Give a cash gift. Although some parents want to (and can afford to) purchase a house for their children, many want to help but are not in the position to gift the entire cost of the home. Parents are allowed to gift up to $13,000 per person per year without incurring gift tax. This means two parents could give their child and spouse up to $52,000 per year to go toward a down payment.
2. Lend money. Rather than gifting, you may prefer to loan money. In order to avoid taxation, the government requires that loans from family members meet or exceed minimum loan rates to avoid having the loan be considered a gift.
If you have any real estate or mortgage questions about Carlsbad, La Costa, or other coastal areas, please contact us.
July 24th, 2009
Carlsbad, CA – Water Rates Increase August 1, 2009
Carlsbad water and wastewater rates will increase about 10 percent or an average of $7.56 a month for most Carlsbad residents, based on decisions at the June 23 Carlsbad City Council and Carlsbad Municipal Water District Board of Directors meeting. The rate increases go into effect Aug. 1, with customers seeing changes in their monthly utility bill starting in September. Read the rest of this entry »
July 23rd, 2009
Jumbo Mortgages are Getting Easier
Over the past few weeks, it seems that it is getting easier to get jumbo mortgages in Carlsbad, CA.
Although Carlsbad jumbo interest rates still aren’t as low as a traditional conventional loan below $417,000, some of the big lenders, such as Bank of America, Wells Fargo, and JPMorgan Chase are cutting rates. Read the rest of this entry »
Mike & Amy Mewborn Real Estate Specialists
Mike: 858.205.2000
Amy:760.213.6653
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